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Rent-A-Center

The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima will consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, or WI. Merchant participating locations only. See lease for details. Not all applicants are approved. WY License RTO-224.


†“Get Approved to Lease up to $4,000 or $5,000 in Merchandise” refers to maximum amount Acima Leasing will spend to acquire goods from a retailer for lease to you. Maximum amount of $5,000 may require in-store application; approval and amount subject to review and verification of your application. Not all applicants are approved.


*The Acima Classic Credit® Mastercard® [pursuant to a license from Mastercard] and The Acima Private Credit® Account are issued by The Bank of Missouri and serviced by Concora® Credit Inc. Applications are subject to issuer review (which may include obtaining your credit report) and approval. The Bank of Missouri and Concora® Credit Inc. are not affiliated with Acima Digital, or its affiliates.


**If you are approved for the Acima Classic Credit® Mastercard®, your new account and a credit inquiry will appear on your credit report. If your application for Acima Classic Credit® Mastercard® is not approved, a hard inquiry will not appear on your credit report, which means your credit score will not be impacted.


^"Start a Lease for $10" refers to and applies to the rental period from agreement start date to first scheduled renewal payment. On your first renewal date, regular lease payment amounts, taxes, Benefits Plus (if selected) and Loss-Damage Waiver (if selected) fees will apply. Lease renewal payment amount, period to ownership, and total cost vary by item selected. This promotion is not a promotion for a specific transaction or item. Please see your lease for payment amounts and rental terms. Offer valid on new agreements only and cannot be combined with any other promotion. Offer will not reduce number of payments, total amount necessary to acquire ownership, or purchase option amount. Customers in California will pay $10 processing fee to start and $0 of the initial payment will be applied as rent.


*Acima offers lease-to-own transactions. "The No Credit Option", "All Without Credit" or "Shop Without Using Credit" means this is not a loan, credit, or financing. Acima obtains information from consumer reporting agencies during a lease application. We consider multiple data points and regularly approve customers with less than perfect credit history. Acima Cash Price may include a mark up over invoice price. Acquiring ownership by leasing costs more than the retailer's cash price. To purchase early or cancel call (801) 297‑1980 or go to customer.acima.com. Not available in MN, NJ, or WI. Not all applicants are approved. WY License RTO-224.


**Standard agreement offers 12 months to ownership if you choose to make each lease renewal payment, which may cost more than double the cash price. You are not automatically enrolled in any early purchase options and additional payments will be required to purchase early. To purchase early or cancel call (801) 297-1980 or go to customer.acima.com. Refer to your lease for specific terms and conditions.

El servicio anunciado es un contrato de renta o arrendamiento con opción de compra proporcionado por Acima. No es un préstamo, crédito ni financiamiento. Aunque no se requiere historial de crédito, Acima obtiene información de agencias de informes del consumidor en relación con la solicitud de arrendamiento. Consideramos múltiples factores al revisar su solicitud y con frecuencia aprobamos a clientes con un historial de crédito menos que perfecto. El Precio en Efectivo de Acima incluye un margen adicional sobre el precio de factura. Adquirir la propiedad mediante arrendamiento cuesta más que el precio en efectivo del minorista. No disponible en MN, NJ, WI o WY. Solo en ubicaciones de comerciantes participantes. Consulte el contrato de arrendamiento para más detalles. “Obtenga aprobación para arrendar hasta $5,000 en mercancía” se refiere al monto máximo que Acima Leasing gastará para adquirir bienes de un minorista y arrendárselos a usted. El monto máximo puede requerir una solicitud en la tienda; la aprobación y el monto están sujetos a revisión y verificación de su solicitud. No todos los solicitantes son aprobados.

^Aviso legal: El contrato estándar ofrece 12 meses para obtener la propiedad si usted decide realizar cada pago de renovación del arrendamiento, lo cual puede costar más del doble del precio en efectivo. Usted no queda inscrito automáticamente en ninguna opción de compra anticipada y se requerirán pagos adicionales para comprar antes de tiempo. Para comprar anticipadamente, llame al (801) 297-1980 o visite https://customer.acima.com . Consulte su contrato de arrendamiento para conocer los términos y condiciones específicos. † Acima Private CreditTM es una línea de crédito renovable de marca privada emitida por The Bank of Missouri y administrada por Concora® Credit Inc. Las solicitudes están sujetas a revisión por parte del emisor (lo que puede incluir la obtención de su informe de crédito) y aprobación. The Bank of Missouri y Concora® Credit Inc. no están afiliados con Acima Digital ni con sus empresas afiliadas.