The advertised transaction is a rental purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement depending on your state) provided by Acima Leasing. It is not a loan, credit, or financing. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. Approval subject to review and verification of your application. Not all applicants are approved. Lease agreement requires, at a minimum, verification of residence, income, and personal references. Approval amount based on retail price of host retailer. The Acima Leasing cash price may include a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. See your lease for payment amounts and rental terms.
*"$50 to start" initial payment does not include taxes. Regular lease payments begin after merchandise is delivered. Regular rate, term and total cost vary by item selected. Offer valid only at participating Acima host retailer locations. Offer will not reduce number of payments, total amount necessary to acquire ownership, or purchase option amount. Customers in California will pay a $0 initial rent payment and a $20 processing fee to start.
†“Shop without using credit” means that this is not a credit, loan, or financing transaction. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history.
‡“Get Approved to Lease up to $5,000 in Merchandise” refers to maximum amount Acima Leasing will spend to acquire goods from a retailer for lease to you. Maximum amount may require in-store application; approval and amount subject to review and verification of your application. Not all applicants are approved.
^Lease period represents the duration of the lease if all regularly scheduled payments are made. Lease periods over 12 months are subject to approval and are only available in select stores
