Retail partner benefits

We unlock shopping power and choice for our universe of tens of millions of underserved consumers without access to traditional financing, while freeing merchants from the challenges of difficult credit and financing costs. Our proprietary platform of lease-to-own solutions generates real value and satisfaction for participants — that can have a tremendous impact on the bottom line.

Attract new customers in the face of declining foot traffic

Serve credit-challenged customers in a seamless, transparent, and repeatable way

Lessen the burden of expensive, retail partner-funded rewards and retention schemes

Overcome eCommerce challenges without additional investment

Consumer benefits

We empower millions of consumers with shopping options while helping merchants avoid credit challenges

Provides underserved customers immediate access to goods they need and want

Alternatives to traditional financing for the under and unbanked, especially in a tightening credit market

Opportunity to improve financial health through a positive leasing experience

Empowering today’s shoppers

In-Store Assisited

We're the only lease-to-own provider in the market with the option of providing supplemental staff to help close customers in-store.

Self-Guided Digital

Customers can make a lease-to-own decision and apply through an automated kiosk at the POS.

Hybrid Model

We work in any and all ways that will benefit our retail partners and customers. This includes in-store options that serve as an alternative to traditional financing, as well as self-guided digital solutions that can also facilitate planning and eCommerce sales.

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Acima's new solution strategy for success.

Our Growing partner network has over 15,000 locations

A history of success, A future of innovation

Acima Solutions is a division of Rent-A-Center, Inc. (RAC) focused on extending the company mission of partnering with retailers to provide more access and choice to underserved and overlooked consumers to lease the things they need to improve their quality of life.

RAC's deep experience is the perfect foundation for building the new vision for Acima Solutions. And that is to grow what is currently the most complete and accessible lease-to-own offering on the market, into a true banking and credit alternative that leverages cutting-edge technology to expand the ways that our retail partners and customers can transact and prosper.