"Ancima" or Acima Leasing and What Products Can You Lease?

07/03/25

Have you typed in “Ancima” while searching for more details on how to apply for a lease with Acima Leasing? It’s a common mix-up. Let’s clear up the spelling and explore what lease-to-own with Acima Leasing can help you with while shopping.

"Ancima" or Acima Leasing: A Quick Clarification

Suppose you typed in a word like “Ancima” while trying to find 'how does lease-to-own work', chances are your spelling just needed some adjusting. Sometimes a slight misspelling sneaks in when typing quickly, so let’s clear it up: it’s spelled A-C-I-M-A Leasing. https://www.acima.com/en/ways-to-shop

Now that we've clarified the spelling, let's delve into the topic of lease-to-own and our brand, Acima Leasing.

  • What is Acima Leasing?
  • What items can you lease with Acima Leasing?
  • How do I apply with Acima Leasing?
  • When can I own my product?

These are the questions we're here to answer. We’ll explore not only what Acima Leasing is but also how our lease-to-own solution can transform your consumer experience.

What Is Acima Leasing?

Acima Leasing offers a lease-to-own solution for customers looking to shop without using credit*. Bringing home and enjoying your new lease-to-own tires, for example, can look like this:

  • Find a retailer near you or online
  • Apply in-store, online or on the app
  • Once approved, visit and shop with your retailer
  • Use lease renewal payments that align with your payday
  • Reach out to customer service with lease questions

What Can You Get Through Acima Leasing?

Although your items must cost at least $300 each to be eligible for lease, a range of items are available for shopping using your lease approval amount.

Eligible Items Include

  • Furniture
  • Mattresses
  • Tires
  • Appliances (including hoses)
  • Washers
  • Dryers
  • Dishwashers
  • Freezers
  • Electronics
  • Televisions
  • Video Game Systems
  • Audio Speakers
  • Computers, Laptops, Tablets, Smart Phones
  • Jewelry
  • Camera Equipment

Some products, however, are not leasable using Acima Leasing: Items meant to be permanently attached to a home or vehicle. 

  • Services (e.g., below) 
  • Extended warranties 
  • Installation 
  • Repairs 
  • High-risk items (e.g., below) 
  • Chainsaws 
  • Trampolines 
  • Drones 
  • Firearms, weapons, and ammunition 
  • Clothing and apparel 
  • Consumables 
  • Gift cards 

Where Can You Use Acima Leasing?

You can explore a wide range of products available with our retailers by visiting our:

  • Store locator
  • Acima MarketPlace
  • Acima Leasing app

How do I apply with Acima Leasing?

The application process with Acima Leasing is fast and straightforward. You can get started in two quick steps.

  1. Start with where and how you want to shop. You can apply in-store, online or through the app. 
  2. Confirm you have the three items you will need to complete your application: 
  • An active checking account with at least $750 of income per month 
  • Three-months of income history with your current source of income 
  • Government-issued photo ID and a Social Security number or taxpayer identification number 

After this, you briefly wait for the decision on your application. Once approved, you can start the process of shopping for what you need. 

When can I own my product?

We offer lease renewal payment options, including early purchase options. You are not automatically enrolled in these options, and participation is not required, but you can choose them at any time after the lease agreement has begun.

  1. The first option is available within the initial 90 days of the lease agreement (3 months in California), allowing for earlier ownership.
  2. After this window, another early purchase option becomes available, offering a discount based on your remaining lease renewal payments.

To use these options, simply contact our customer service department by phone or chat.  

Shopping Power at Your Fingertips with Acima Leasing

Acima Leasing isn’t just a service; it’s an opportunity for more shopping access for people looking for an alternative to financing. With a lease-to-own shopping option and a diverse product range, Acima Leasing can help you complete home projects like:

We’re here to help make shopping more accessible. Want to learn more or apply? Continue to explore our website to get started today!

The content of this article is provided solely for general interest and should not be relied upon or construed as any form of advice, whether legal, financial, or otherwise. Receipt or use of this information does not create any sort of relationship between us.