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How to Work from Home Comfortably and All Without Credit!

Oct 23, 2020

A comfortable desk set-up with a desktop computer is against a wall.

You may be one of the millions whose company quickly shifted to an unplanned “work from home” set-up early on in the COVID-19 pandemic and is now making it a long-term (or permanent) situation. If so, you may also have discovered by now that your makeshift home office space (dining table, anyone?) is not an ideal long-term solution and that creating a more permanent, professional workspace is necessary. On the flip side, you also maybe finding out how surprisingly expensive furniture can be. And it’s probably not something you budgeted for, especially in a year where the money is particularly tight.

But you don’t have to let big price tags scare you away from buying the home office essentials you deserve. Acima’s alternative to financing, the no credit option*, can help.

Put “The No Credit Option*” at Acima to Work for You

Everyone deserves the ability to furnish their home office space in the way that works best for them. To create a workspace that resembles the functionality of what you used to have in your office, you’ll want to consider the following items:

  • Office desk large enough for your computer, filing system, etc.

  • A good office chair preferably ergonomic

  • Other office furniture: hutch, bookcase/shelving, filing cabinets or storage

  • Desktop or laptop computer and accessories (e.g., printer/copier/additional monitor)

But even with just a few of the essential “big ticket” items, you’ll see that it all adds up fast.

The good news: With Acima’s lease-to-own program as an alternative to furniture financing, you can afford to get the home office essentials you need as soon as today all without credit.* The even better news: Acima partners with more than 15,000 local and national retailers across the country to give millions of more customers like you the ability to shop for the products you want at your favorite stores.

So, What Is “Lease-to-Own*”?

If you’ve never heard of the term “lease-purchase agreement” or “lease-to-own” or are a little skeptical, you’re not alone. But, don’t let it scare you off. It’s actually something that more and more national and local retailers are offering to their customers as an easier way to get the name-brand furniture they want (or suddenly need, like those work-from-home essentials) all without credit.*

With Acima, you can get started with a low initial payment, then make low monthly or bi-weekly payments as you go. You also have options to stop payments and return the product should you no longer need it, or to purchase it and outright own the product once you complete your scheduled payments or exercise an early purchase option.

And lease-to-own is used by millions of customers around the country. These are folks just like you, needing to make large purchases right away but lack the cash or credit to qualify for a store’s financing program. They also don’t want to be stuck in a situation they can’t get out of (like paying off interest) should their family budget change.

Best of all, with Acima, you can get the things you want for your home without using credit you may have or increasing your debt.* After a quick and easy application process, you can be instantly approved to begin a lease-purchase agreement for up to $4,000 to shop.

Here’s all you need to get started:

  • Personal information: Name, date of birth and contact info (customer should be at least 18 years old)

  • A verifiable source of income (e.g., pay stub)

  • Proof of residence and contact information for your landlord/mortgage company

  • At least two personal references

Once you complete your application and receive your approval, that’s where the fun begins: shopping! You’re now ready to get the furniture and accessories you need to get your new, permanent home office set up and running.

To learn more about how easy it is to get started and how Acima works, click here.

Get Started Today!

For a low initial payment, you can rent to own the furniture and other items you want as soon as today all without credit*, and then pay as you go. Just click here to find Acima in the stores near you where you like to shop for your home office needs!