Acima Blog

You're More Than A Three-Digit Credit Score

Shop Whenever and Wherever With Acima eCommerce

At Acima, we’re passionate about offering easy-to-understand No Credit Needed leasing to customers when they make a purchase at one of our merchant partners’ brick-and-mortar shops. That’s why we’re so excited to launch our new Acima eCommerce service, which will offer that same convenience when customers shop online on a merchant’s eCommerce website.

With Acima eCommerce, customers can complete the entire leasing process online and make their purchase quickly and easily. Merchants, don’t worry … you don’t have to be a web developer to set it up. You will be able to install the Acima eCommerce website plug-in on Magento and WooCommerce platforms in just minutes. We will be launching even more popular platforms soon so everyone can take advantage of this service. As always, our team is here to answer any of your questions as you go through the setup process.

Top Features of Acima eCommerce

Your customers never leave your site: Unlike other finance providers, with Acima eCommerce, customers never leave your website. Everything from filling out the application to signing the lease agreement happens right within your domain.

No humans needed: The transaction is 100% digital. The customers apply online, shop online, and pay online.

Approval amount is shown upfront: Your customers will know exactly how much they can spend before they shop with Acima’s Pre-Approval functionality.

Seamless checkout integration: There are no codes to enter and there’s no need to go to the store. When a customer is approved, they will be able to sign the lease agreement and make their initial payment right on your website.

No chargebacks: You (the merchant) get paid when the order is shipped, meaning Acima takes on the repayment and fraud risk. This allows you to focus on what you do best and not worry about collecting payments.

No Credit Needed Lease-to-Own option: 40% of American consumers can’t qualify for financing because they have poor or no credit. However, you can grow your e-commerce business by offering No Credit Needed Leasing!

Are you a current or potential merchant interested in learning more about Acima eCommerce? Email us at to schedule a demo call with one of our product managers!