The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima will consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. See lease for details. Not all applicants are approved.

†“Get Approved to Lease up to $4,000 or $5,000 in Merchandise” refers to maximum amount Acima Leasing will spend to acquire goods from a retailer for lease to you. Maximum amount of $5,000 may require in-store application; approval and amount subject to review and verification of your application. Not all applicants are approved.

‡Acima Classic Credit™ Mastercard® and Acima Private Credit™ are private label revolving line of credit products issued by The Bank of Missouri and serviced by Concora® Credit Inc. Applications are subject to issuer review (which may include obtaining your credit report) and approval. The Bank of Missouri and Concora® Credit Inc. are not affiliated with Acima Digital, or its affiliates.

^"Start a Lease for $10" refers to and applies to the rental period from agreement start date to first scheduled renewal payment. On your first renewal date, regular lease payment amounts, taxes, Benefits Plus (if selected) and Loss-Damage Waiver (if selected) fees will apply. Lease renewal payment amount, period to ownership, and total cost vary by item selected. This promotion is not a promotion for a specific transaction or item. Please see your lease for payment amounts and rental terms. Offer valid on new agreements only and cannot be combined with any other promotion. Offer will not reduce number of payments, total amount necessary to acquire ownership, or purchase option amount. Customers in California will pay $10 processing fee to start and $0 of the initial payment will be applied as rent.

*Acima offers lease-to-own transactions. "The No Credit Option", "All Without Credit" or "Shop Without Using Credit" means this is not a loan, credit, or financing. Acima obtains information from consumer reporting agencies during a lease application. We consider multiple data points and regularly approve customers with less than perfect credit history. Acima Cash Price may include a mark up over invoice price. Acquiring ownership by leasing costs more than the retailer's cash price. To purchase early or cancel call (801) 297‑1980 or go to customer.acima.com. Not available in MN, NJ, WI, or WY. Not all applicants are approved.

**Standard agreement offers 12 months to ownership if you choose to make each lease renewal payment, which may cost more than double the cash price. You are not automatically enrolled in any early purchase options and additional payments will be required to purchase early. To purchase early or cancel call (801) 297-1980 or go to customer.acima.com. Refer to your lease for specific terms and conditions.

Shop without perfect credit at Wayfair

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$20^^

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How to use Acima at Wayfair

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$20^{^^}