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How lease-to-own works*
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How lease-to-own works

We provide $300 to $5,000 of shopping power to lease the things you need.


Prefer to shop online?
Visit the Acima MarketPlaceTM

Acima Leasing allows you to get must-have items like furniture, mattresses, appliances, tires, electronics, and more—all without using credit* You can then lease it until you own it, purchase early^ at a discount—or return it with no penalty if it doesn't meet your needs

  1. Choose from over 15,000 retail stores
  2. Complete the lease agreement and make an initial payment
  3. Shop for goods at your selected merchant

Basic approval requirements

  • Checking account with at least $750/month of income
  • 3 months of income history with current income source
  • Government-issued photo ID and a SSN or ITIN

Prefer to shop online?

Visit the acima MarketPlaceTM
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    All Categories

    89

    $10 to start

    19

    Appliances

    6

    Electronics

    21

    Furniture

    19

    Jewelry

    5

    Outdoor & Tools

    7

    Tire & Auto

    42

    Other

    1

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    • Phantasm

      919 Capital Blvd
      Raleigh, NC, 27603
      1.1mi

      Category:

      Category:

    • Tire Guy - Raleigh

      630 Rock Quarry Rd
      Raleigh, NC, 27610
      1.1mi

      Category:

      Category:

    • Direct Outlet of Raleigh

      1900 Al Boat Dr Ste 108
      Raleigh, NC, 27603
      2.1mi

      Category:

      Category:

    • SAU - Raleigh

      2601 S Saunders St
      Raleigh, NC, 27603
      2.2mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Active Sounds - Raleigh

      2400 Atlantic Ave
      Raleigh, NC, 27604
      2.5mi

      Category:

      Category:

    • CHA - Raleigh

      421 Chapanoke Rd
      Raleigh, NC, 27603
      3.3mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • David Loud Car Audio and Custom Wheels

      3407 S Wilmington St
      Raleigh, NC, 27603
      3.3mi

      Category:

      Category:

      Apply In-Store
    • PLE - Raleigh

      3416 Poole Rd
      Raleigh, NC, 27610
      3.4mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Boost Mobile Avent Ferry Rd.

      3241 Avent Ferry Rd
      Raleigh, NC, 27606
      3.4mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Appliance 4 Less

      2720 Lake Wheeler Rd
      Raleigh, NC, 27603
      3.4mi

      Category:

      Category:

    • MJ GOLD 14K

      3589 Maitland Dr
      Raleigh, NC, 27610
      3.5mi

      Category:

      Category:

      Apply In-Store
    • NEB - Raleigh

      3657 New Bern Ave
      Raleigh, NC, 27610
      3.5mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Kimbrell's of Garner

      3813 S Wilmington St
      Raleigh, NC, 27603
      3.7mi

      Category:

      Category:

    • Blue Flame Tire & Automotive Center - New Bern Ave

      3900 New Bern Ave
      Raleigh, NC, 27610
      4.0mi

      Category:

      Category:

    • Rent-A-Wheel #F2702 Raleigh

      4001 New Bern Ave
      Raleigh, NC, 27610
      4.2mi

      Category:

      Category:

    • Wireless Shop of Raleigh

      1811 new hope church rd
      raleigh, NC, 27609
      4.2mi

      Category:

      Category:

      Apply In-Store
    • RNR Tire Express - Raleigh

      4101 New Bern Ave
      Raleigh, NC, 27610
      4.3mi

      Category:

      Category:

    • Raleigh Hobby

      4505 Fayetteville Rd
      Raleigh, NC, 27603
      4.3mi

      Category:

      Category:

      Apply In-Store
    • High Output Audio - Raleigh

      200 Trade Street
      Raleigh , NC, 27603
      4.3mi

      Category:

      Category:

      Apply In-Store
    • Rimtyme- Raleigh

      3509 Capital Blvd
      Raleigh, NC, 27604
      4.4mi

      Category:

      Category:

    • Paymore®- Cash For Electronics (North Raleigh)

      1629 N Market Dr
      Raleigh, NC, 27609
      4.6mi

      Category:

      Category:

      Apply In-Store
    • Smart Buy Appliance Outlet NC

      4100 Atlantic Ave
      Raleigh, NC, 27604
      4.6mi

      Category:

      Category:

    • Raleigh Outlet 2

      5008 New Bern Ave
      Raleigh, NC, 27610
      4.9mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

    • Leonard - Raleigh (Fayetteville Rd.)

      5226 Fayetteville Rd
      Raleigh, NC, 27603
      5.0mi

      Category:

      Category:

      Apply In-Store
    • Kimbrell's Raleigh New Bern

      5109 New Bern Ave
      Raleigh, NC, 27610
      5.0mi

      Category:

      Category:

    • Discount City

      1030 N Rogers Ln Ste 113
      Raleigh, NC, 27610
      5.1mi

      Category:

      Category:

    • Black's Tire - Millbrook Rd

      1823 E Millbrook Rd
      Raleigh, NC, 27609
      5.1mi

      Category:

      Category:

    • Black's Tire - Capital Blvd

      4201 Capital Blvd
      Raleigh, NC, 27604
      5.1mi

      Category:

      Category:

    • Blue Flame Tires - Capital

      4211 Capital Blvd
      Raleigh, NC, 27604
      5.2mi

      Category:

      Category:

    • Leonard - Raleigh (Capital Blvd)

      4239 Capital Blvd
      Raleigh, NC, 27604
      5.3mi

      Category:

      Category:

      Apply In-Store
    • A&J Automotive

      5001 Departure Dr
      Raleigh, NC, 27616
      5.4mi

      Category:

      Category:

    • Supermattressshop.com - Raleigh

      4664 Capital Blvd
      Raleigh, NC, 27604
      5.7mi

      Category:

      Category:

    • MIN - Raleigh

      4640 Capital Blvd
      Raleigh, NC, 27604
      5.8mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • High Output Audio-Garner

      319 US HWY 70E. Unit F & G
      Garner, NC, 27529
      5.9mi

      Category:

      Category:

      Apply In-Store
    • Rooms Xpress

      5814 Glenwood Ave
      Raleigh, NC, 27612
      6.1mi

      Category:

      Category:

    • Rooms To Go - Raleigh

      5900 Glenwood Ave
      Raleigh, NC, 27612
      6.1mi

      Category:

      Category:

    • Just Tires #2375

      6051 Capital Blvd
      Raleigh, NC, 27616
      6.8mi

      Category:

      Category:

    • Ho-b RC Park

      5959 Triangle Town Blvd
      Raleigh, NC, 27616
      6.9mi

      Category:

      Category:

    • Galaxy Furniture

      5959 Triangle Town Blvd
      Raleigh, NC, 27616
      6.9mi

      Category:

      Category:

    • NY Jewelry Shop

      5959 Triangle Town Blvd
      Raleigh , NC, 27616
      7.0mi

      Category:

      Category:

      Apply In-Store
    • Yumna Jewelers Raleigh

      5959 Triangle Town Blvd
      Raleigh, NC, 27616
      7.0mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • MAY - Cary

      1401 SE Maynard Rd
      Cary, NC, 27511
      7.1mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Emilys Furniture - Raleigh

      4000 Atlantic ave
      Raleigh , NC, 27604
      7.1mi

      Category:

      Category:

    • Total Off-Road & More - Raleigh

      7109 Glenwood Ave
      Raleigh, NC, 27612
      7.3mi

      Category:

      Category:

      Apply In-Store
    • Goodyear #0091 Commercial Tire (Semi's & RVs Only)

      460 Reedy Creek Rd
      Cary, NC, 27513
      7.3mi

      Category:

      Category:

    • Just Tires #2340

      4002 Village Park Dr
      Knightdale, NC, 27545
      8.1mi

      Category:

      Category:

    • Victra - Corporate Office

      8510 Colonnade Center Dr. Suite 300
      Raleigh, NC, 27615
      8.1mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Raleigh Discount Furniture

      6709 Westborough Dr
      Raleigh, NC, 27612
      8.2mi

      Category:

      Category:

    • Paymore®- Cash For Electronics (Cary)

      329 North Harrison Avenue
      Cary, NC, 27513
      8.2mi

      Category:

      Category:

      Apply In-Store
    • KNI - Knightdale

      7136 Knightdale Blvd
      Knightdale, NC, 27545
      8.5mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Just Tires #2358

      8816 Harvest Oaks Dr
      Raleigh, NC, 27615
      8.6mi

      Category:

      Category:

    • Atlantic Tire & Service - Ashville

      360 Ashville Ave
      Cary, NC, 27518
      8.8mi

      Category:

      Category:

    • Just Tires #2361

      9121 Leesville Rd
      Raleigh, NC, 27613
      9.5mi

      Category:

      Category:

    • Assurance Tire & Service - Raleigh

      8681 Marvino Ln
      Raleigh, NC, 27617
      9.5mi

      Category:

      Category:

    • Atlantic Tire & Service - Maynard

      1380 NW Maynard Rd
      Cary, NC, 27513
      9.6mi

      Category:

      Category:

    • Discount Furniture of the Carolinas

      920 Morrisville Pkwy
      Morrisville, NC, 27560
      10.3mi

      Category:

      Category:

    • Black's Tire - Apex

      904 US-64
      Apex, NC, 27523
      10.6mi

      Category:

      Category:

    • Mattress By Appointment Wake Forest

      5107 Unicon Dr Ste D
      Wake Forest, NC, 27587
      11.7mi

      Category:

      Category:

    • Atlantic Tire & Service - Wakefield

      3001 Wakefield Crossing
      Raleigh, NC, 27614
      12.2mi

      Category:

      Category:

    • Just Tires #2338

      1404 Executive Dr
      Clayton, NC, 27520
      12.3mi

      Category:

      Category:

    • Just Tires #2351

      101 Bratton Dr
      Garner, NC, 27529
      12.5mi

      Category:

      Category:

    • Just Tires #2365

      932 N Main St
      Holly Springs, NC, 27540
      13.6mi

      Category:

      Category:

    • Just Tires #2355

      1210 Beaver Creek Commons Dr
      Apex, NC, 27502
      13.7mi

      Category:

      Category:

    • Boost Mobile - Clayton

      10653 Bus. US 70 East
      Clayton, NC, 27520
      13.8mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Atlantic Tire & Service - Durham

      5412 S Miami Blvd
      Durham, NC, 27703
      13.8mi

      Category:

      Category:

    • Atlantic Tire - Wake Forest

      828 S Main St
      Wake Forest, NC, 27587
      14.8mi

      Category:

      Category:

    • FQ1 - Fuquay-Varina

      1314 N Main St
      Fuquay Varina, NC, 27526
      15.2mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Eco Furniture

      2945 S Miami Blvd
      Durham, NC, 27703
      15.3mi

      Category:

      Category:

    • Just Tires #2332

      12510 Capital Blvd
      Wake Forest, NC, 27587
      15.5mi

      Category:

      Category:

    • Leonard Durham

      3700 Hillsborough Rd
      Durham, NC, 27705
      15.6mi

      Category:

      Category:

      Apply In-Store
    • Boost Mobile - Zebulon

      544 W Gannon Ave
      Zebulon, NC, 27597
      17.7mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Crossroad Tires

      10831 NC 50
      BENSON, NC, 27504
      18.3mi

      Category:

      Category:

    • Leonard Youngsville

      472 US 1 Hwy
      Youngsville , NC, 27596
      18.3mi

      Category:

      Category:

      Apply In-Store
    • ANG - Angier

      511 N Raleigh St
      Angier, NC, 27501
      19.2mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • VIL - Durham

      1001 N Miami Blvd
      Durham, NC, 27703
      19.6mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Kimbrell's of Durham

      2000 Avondale Dr Ste D1
      Durham, NC, 27704
      21.4mi

      Category:

      Category:

    • Boost Mobile - Durham

      4201 University Dr
      Durham, NC, 27707
      22.0mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Thrifty Tire Service

      2903 N Roxboro St
      Durham, NC, 27704
      22.2mi

      Category:

      Category:

    • Rooms To Go - Durham

      4144 Chapel Hill Blvd
      Durham, NC, 27707
      22.4mi

      Category:

      Category:

    • BUC - Durham

      1122 N Buchanan Blvd
      Durham, NC, 27701
      22.4mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Brothers Tire Service

      2820 Hillsborough Road
      Durham, NC, 27705
      23.1mi

      Category:

      Category:

    • Davenport Customs

      2824 Hillsborough Rd
      Durham, NC, 27705
      23.2mi

      Category:

      Category:

      Apply In-Store
    • Mattress By Appointment Durham

      5409 Lumley Rd
      Durham, NC, 27703
      23.6mi

      Category:

      Category:

    • RimTyme - Durham

      3171 Hillsborough Rd
      Durham, NC, 27705
      23.7mi

      Category:

      Category:

    • MN Jewelers-Durham

      3600 N Duke St Ste 34
      Durham, NC, 27704
      23.8mi

      Category:

      Category:

      Apply In-Store
    • MK Jewelers-Durham

      3600 N.Duke Street
      durham, NC, 27712
      23.8mi

      Category:

      Category:

      Apply In-Store
    • DUK - Durham

      3600 N Duke St
      Durham, NC, 27704
      23.8mi

      Category:

      Category:

      fas-1dollar
      Get Started for only$10

      On a new lease agreement - offer automatically applied at checkout.See Details

      Apply In-Store
    • Mattress Outlet of Durham

      3438 Hillsborough Road
      Durham, NC, 27705
      24.0mi

      Category:

      Category:

    • Black's Tire - Smithfield

      512 E Market St
      Smithfield, NC, 27577
      25.0mi

      Category:

      Category:

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