Acima puts what you need within reach.
Choose from over 15,000 retail stores.
Our lease-to-own solutions allow you to get key items like furniture, mattresses, appliances, tires, electronics, jewelry, and more—all without credit*.
Choose a store and apply on Acima.com or the mobile app. You can also find a retail location and shop in person.
Get approved for up to $5,000.
Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $5,000 of shopping power by meeting these basic requirements:
An active checking account with at least $750 of income per month
3 months of income history with your current source of income
Government-issued photo ID and an SSN or Taxpayer Identification Number
Shop for goods at your selected retailer.
Shop online through our new Acima MarketPlaceTM or at the retail location you applied to and choose the eligible items you want–up to your approved lease amount. Acima will then make the purchase and lease it to you as detailed in your agreement.
Check out online or in-store.
Provide your lease info to an in-store sales rep or choose "Acima Checkout" online.
Complete Your Agreement
We’ll provide a lease agreement of 12 months or longer for you to review and sign.
Set Up Payments
Make an initial lease payment and choose a flexible schedule based on how often you get paid.
Get your stuff and enjoy!
Lease it until you own it or purchase early at a discount. Either way, it's yours to keep. The sooner you do so, the more you'll save. Of course, if you no longer want the merchandise, you can return it in good condition at any time without penalty.