Shop without perfect credit at Wayfair

Wayfair has partnered with Acima to offer a flexible, lease-to-own solution for furniture, décor, and appliances. Check out with Acima at Wayfair by selecting "Wayfair Financing" as your payment method during checkout.

Shop at Wayfair

Get started for only

$20^{^^}

$20 pays initial lease period only. Participating stores only. Does not reduce total cost to own.

Check out with Acima at Wayfair

Use Acima as a leasing option on Wayfair at checkout. We offer flexible terms that put you in control, so you can lease furniture, decor, appliances, and more for your home.

Shop at Wayfair

How to use Acima at Wayfair

Shop Wayfair.com

Add eligible items to your cart ($300 minimum).

Select payment method

Select “Wayfair Financing” at checkout and then choose Acima leasing.

Start your lease

After signing the lease agreement, make your initial payment and complete checkout.

Acima Leasing makes it possible.

Shop at Wayfair

^^"Get started for only $20" is available for applications in select stores only, does not include taxes and refers to the rental period from agreement start date to first scheduled renewal payment. On your first renewal date, regular lease payment amounts, taxes, and fees will apply. Lease renewal payment amount, period to ownership, and total cost vary by item selected. This promotion is not a promotion for a specific transaction or item. Please see your lease for payment amounts and rental terms. Offer will not reduce the number of payments, total amount necessary to acquire ownership, or purchase option amount. Acima offers lease-to-own transactions. This is not an offer for a loan, credit, or financing. Customers in California will pay a $0 initial rent payment and a $20 processing fee to start.

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*Acima offers lease-to-own transactions. This is not a loan, credit, or financing. Acima obtains information from consumer reporting agencies during a lease application. We consider multiple data points and regularly approve customers with less than perfect credit history. Acquiring ownership by leasing costs more than the retailer's cash price. Not available in MN, NJ, or WI. Not all applicants are approved.

†Approval amount based on cash price Acima will pay to acquire the product(s) for your lease. Ownership through leasing costs more than the cash price. Maximum amount of $5,000 may require in-store application.

^"Start a Lease for $10" is available for applications in select stores only. "Start a Lease for $10" does not include taxes and refers to the rental period from agreement start date to first scheduled renewal payment. On your first renewal date, regular lease payment amounts, taxes, and fees will apply. Lease renewal payment amount, period to ownership, and total cost vary by item selected. This promotion is not a promotion for a specific transaction or item. Please see your lease for payment amounts and rental terms. Offer will not reduce the number of payments, total amount necessary to acquire ownership, or purchase option amount. Acima offers lease-to-own transactions. This is not an offer for a loan, credit, or financing. Customers in California will pay a $0 initial rent payment and a $10 processing fee to start.

**Standard agreement offers 12 months to ownership if you choose to make each lease renewal payment, which may cost more than double the cash price. You are not automatically enrolled in any early purchase options and additional payments will be required to purchase early. To purchase early or cancel call (801) 297-1980 or go to customer.acima.com. Refer to your lease for specific terms and conditions.

***The Acima Classic Credit® Mastercard® [pursuant to a license from Mastercard] is issued by The Bank of Missouri and serviced by Concora® Credit Inc. Applications are subject to issuer review (which may include obtaining your credit report) and approval. The Bank of Missouri and Concora® Credit Inc. are not affiliated with Acima Digital, or its affiliates.

**If you are approved for the Acima Classic Credit® Mastercard®, your new account and a credit inquiry will appear on your credit report. If your application for Acima Classic Credit® Mastercard® is not approved, a hard inquiry will not appear on your credit report, which means your credit score will not be impacted.

*The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. See lease for details. “Get Approved to Lease up to $5,000 in Merchandise” refers to maximum amount Acima Leasing will spend to acquire goods from a retailer for lease to you. Maximum amount may require in-store application ; approval and amount subject to review and verification of your application. Not all applicants are approved.

^Disclaimer: Standard agreement offers 12 months to ownership if you choose to make each lease renewal payment, which may cost more than double the cash price. You are not automatically enrolled in any early purchase options and additional payments will be required to purchase early. To purchase early call (801) 297-1980 or go to https://customer.acima.com. Refer to your lease for specific terms and conditions.

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Shop without perfect credit at Wayfair

Get started for only

$20^^

Check out with Acima at Wayfair

How to use Acima at Wayfair

Shop Wayfair.com

Select payment method

Start your lease

Acima Leasing makes it possible.

$20^{^^}