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Acima is the future of lease-to-own shopping solutions.

Our suite of online and in-store shopping tools and technology frees underserved customers from the barriers of traditional banks and credit card companies—and allows them to get the things they want and need to improve their quality of life.

Ashley Homestore
Bob's Discount Furniture
Electronic Express
American Signature Furnitrue

Our revolutionary digital platform brings customers and retail partners together.

We’ve leveraged cutting-edge technology to create a seamless, lease-to-own customer experience — facilitating hundreds of millions of dollars in frictionless transactions for our retail partners. And our innovation lab will continue to develop and launch new capabilities and features as we execute on our vision of transforming shopping for both banked and unbanked customers.


Innovative App Experience

The Acima app allows customers to shop online or in stores with retail partners using their open lease amount and to easily manage their accounts. Look for new, innovative features launching soon.


Converting Point-of-Sale

With our scannable QR codes and self-service kiosks in stores, customers can quickly and easily complete a lease-to-own agreement at key moments in the shopping experience.


Expedited Online Shopping

Our patent-pending browser extension and proxy technologies allow customers to shop and complete a lease agreement online—with no implementation costs for you. We can also team up with you to develop fully integrated ecommerce solutions.

The benefits for our retail partners couldn’t be clearer.

Greater Revenue

Increase sales volume by serving our universe of tens of millions of consumers that typically don’t qualify for traditional financing with our innovative lease-to-own solutions.

Incremental Sales

Customers always have access to their full approval amount, so they will often spend more than they might otherwise.

New & Repeat Customers

We help you attract previously out-of-reach, underbanked customers by giving them greater shopping power, with a repeatable model that can keep them coming back.

Cost Savings

Avoid the expense of reward and retention programs, or additional support personnel. Our staffed and self-guided options enable your people to stay focused on what they do best.

The Acima mobile app is a gamechanger.

We’re aggressively expanding the capabilities of our mobile app, which will soon offer customers a seamless, end-to-end leasing experience—from shopping to lease origination to servicing.

Download on the App Store
Get it on Google Play

Our growing partner network has over 15,000 locations.

Ashley Homestore
Big O Tires
Bob's Discount Furniture
Rooms To Go
5 Star Furniture

We've helped our retail partners close billions in additional sales.