Open the door to new customers with Acima.
Our lease-to-own solutions unlock shopping power and choice for customers that don’t want to use credit or are unable to qualify for traditional financing.
The benefits for retail partners couldn’t be clearer.
Increase sales volume by serving our universe of tens of millions of consumers.
Customers have access to their full approval amount, so you’ll often see ticket sales increase.
We help you attract previously out-of-reach customers by giving them greater shopping power.
Avoid the expense of reward and retention programs, or additional personnel, with our staffed and self-guided options.
Technology that helps you tap into tens of millions of underserved consumers.
Our proprietary technologies can help drive online sales-with quick, no-cost implementation.
Our team is ready to work with you to seamlessly integrate with your e-commerce environment, giving customers a much-needed alternative to financing.
We’re the only lease-to-own provider that offers supplemental staff to help customers in-store, in addition to self-guided kiosks.
We’ll soon be launching an updated app that will offer a frictionless, end-to-end customer experience, from application to shopping to servicing.
We make it easy for customers to say "yes."
Customers can apply in less than a minute, which helps you close the deal.
Flexible, affordable payments help reduce the barrier to entry.
High approval amounts of up to $4,000 help ensure they get what they need.
Our growing partner network has over 15,000 locations.
Partnering with Acima can make a real difference.
The word on the street.
Frequently asked questions
How does Acima help me increase sales?
Is training available for my sales staff?
Can customers really qualify with bad credit, or no credit history?
Yes! Our process does not require a specific credit score or established credit history. While we may factor in information from a credit report, we evaluate a number of other factors from data furnishers, as well as income to make approval decisions for qualifying customers. We report a customer’s transaction history on lease-purchase agreements to Experian.
Do customers own the merchandise?
We buy the product for you and our lease-to-own solutions provide a clear path to ownership for our customers. Once a lease begins, the customer has three options. First, they can acquire ownership of the item by making the number of lease renewal payments disclosed in their agreement. Second, at any time during the lease they can exercise an early purchase option and purchase the item at a discount to the total cost of the lease. The earlier this decision is made, the larger the discount. And third, if the lease no longer fits within their budget, they can make the decision to return the item to us in good condition and have no further payment obligation.