Acima Advantage Program Terms

Usage Restrictions 

  • Acima Dollars can only be applied to future renewal payments, not initial payments or past due obligations. 
  • They cannot be redeemed for cash or transferred between accounts. 
  • Redemption Limits 
  • Usage is limited to U.S. and Puerto Rico customers. Acima Advantage Program not available in MN, NJ, and WI.  

Reward Expiry 

  • Acima Dollars awarded may expire in as soon as 18 months, unless otherwise specified. 

Program Modification Clause 

  • Acima Advantage rules, structures, and rewards are subject to change or cancellation at any time.  
  • Rewards are configurable and may vary by promotion, merchant, or channel. 
  • Certain promotions to earn rewards may not be available in all states. See promotion terms for full details. 

Customer Obligations 

  • Customers must remain in good standing to use rewards.  

Fraud and Abuse Clause 

  • Acima reserves the right to withhold participation if fraudulent, abusive, or suspicious behavior is detected.  
  • Participation may be revoked at Acima’s discretion.  

 

If you would like to cancel your Acima Advantage Program membership and no longer earn and use rewards, please call us at 801-297-1982. 

 

Refer a Friend Program Terms

Acima’s Refer-A-Friend Program Terms outline the terms and conditions for the program. For purposes of these terms, customers who refer a new customer to Acima are referred to as “Advocates” and the new customers who receive such referral as “New Customers.”  

Eligibility Requirements 

  • Advocates must be a current customer with an active lease agreement. 
  • New customers must qualify for and start a lease with Acima and complete their first lease renewal payment. 
  • New Customers must not have been under an active lease with Acima within a prior 2-year period. 
  • New Customers may only be referred once. 
  • Usage is limited to U.S. customers but is not available in WV, MN, WI, or NJ. 

Reward Criteria 

  • Advocates and New Customers will only receive the specified reward after the New Customer completes their first scheduled renewal payment. 
  • Rewards are configurable and may vary by promotion, merchant, or channel. 
  • Acima Dollars awarded from the Refer-A-Friend campaign may expire in as soon as 18 months. 

Reward Usage 

  • Rewards can be applied toward any lease renewal payment. 
  • If the reward exceeds the remaining lease payment amount, the balance may carry over to a future payment. 
  • Rewards are non-transferable and have no cash value. 

Referral Link Validity 

  • Referrals must occur through approved application sources (e.g., mobile app, in-store, online). 
  • New Customers and Advocates must be systemically linked via the referral process at lease creation (or resolved post-initiation if escalated to Acima support by calling (801) 297-1982. 

Fraud and Abuse Clause 

  • Acima reserves the right to withhold rewards if fraudulent, abusive, or suspicious behavior is detected (e.g., excessive referrals from the same IP or utilization of fake accounts). 
  • Participation may be revoked at Acima’s discretion. 

Program Limits 

  • Advocates can earn up to $1,000 in Acima Dollars per calendar year. 
  • Limit one reward per referred New Customer. 

Program Modification and Termination 

  • Acima may modify, suspend, or terminate the Refer-A-Friend program at any time without notice. 


Birthday Bonus Program Terms

Birthday Rewards will be given as Acima Dollars. Customers must be enrolled in Acima Advantage and have a valid birth date with Acima. Only one reward per customer during the calendar year, granted during the month of the customer's birthday. Acima Dollars can only be applied to lease payments but have no cash value, are not transferable, and expire after 18 months. Acima reserves the right to change or modify program terms at any time. Birthday Rewards program is not available in MN, WI, or NJ.