How to Shop for Sofa Deals with Lease-to-Own

When you start planning for your space, it is natural to wonder how to find the best sofa deal. The answer looks different for everyone. It depends on your timing, what you need, and how you like to choose your furniture. [1] In this article, you will see:

• When to search for sofa deals
• How lease-to-own works with Acima Leasing 
• Tips for choosing a sofa that fits your needs

The first thing to consider is timing, since knowing when to deal hunt can make a real difference.

When Is the Best Time to Shop for a Sofa?

Best Times of Year to Look for Sofa Deals:

• January and July: Stores often bring in new furniture collections, clear older inventory and introduce seasonal deals during these months [1]
• Holiday deals: Holidays like Presidents’ Day, Memorial Day, and Labor Day are popular times for furniture discounts and updated inventory [1] 
• Fall: Late summer and early fall, especially July through early September, are often good times to find furniture deals [2] 

Moments When You'll Likely Look for a Sofa:

• Moving into a new home or apartment can open the need for a new sofa that fits the space
• Tip: Explore living room sofa ideas to gather references before you choose your new piece 
• Growing households with pets usually call for more durable, fur-friendly options. 
• Tip: If you're dealing with pet hair and furniture, check out these care suggestions 
• Redesigning or refreshing a living room offers a chance to match your current style preferences 
• Tip: If you're looking for other signs it's time to consider a new sofa, check out these other reminders 

Benefits of Lease-to-Own for Sofa Shopping

What It Is: An option ease purchasing furniture and other durable goods without using credit. (Not a credit transaction. Approval will require review of consumer reports.)

Why Choose It:

• Simple application that is quick to complete
• Enjoy lease renewal payments that align with your payday
• Lease approval amounts range from $300-$5,000 in merchandise

How to Shop with Acima Leasing

You can start the lease-to-own process with Acima Leasing online or in person, whichever feels easier for you.

Shop Online

• Browse retailers that offer lease-to-own with Acima Leasing from home:
• Search for a retailer through the Acima Marketplace or app
• Fill out one quick application online

Shop In-Store

If you want to see the sofa in person first:

• Use the Acima Leasing store locator to find a nearby retailer
• Visit the store and choose your sofa
• Complete a simple application in-store

What to Consider When Choosing a Sofa

Before you find the best sofa deal for you, it's important to know which type of sofa you want to choose. Let's take a look at some details to know about furniture. 

• Comfort and Construction: Your comfort matters. Research information about the frame, the cushions, and suspension that can hold up to your daily use [3] 
• Decide if you are looking for a firm and supportive backrest for your back or a chair to lounge in [4]
• Your Upholstery: Choose a fabric that matches your lifestyle use. [5] [6]
• Choose a material that ages well, combines style with durability, and is manageable to care for 
• Fit for the Space: Measure your room, noting doors, windows, and walkways to ensure your sofa fits comfortably without crowding the room [7] 
• For compact living, consider sofas designed for small living rooms

Lease-to-Own FAQs

What Do You Need to Apply With Acima Leasing? 

Completing an application is simple. To get started, you need three items: 

• An active checking account with at least $750 of income per month 
• Three-months of income history with your current source of income 
• Government-issued photo ID and a Social Security number or taxpayer identification number 

What Can You Use Your Lease Amount For, Beyond Furniture?

Yes, using your approval amount with Acima Leasing, can also help you get appliances, electronics, tires, jewelry, eyewear and more.  

How Do Early Purchase Options Work?  

As you make progress with your lease renewal payments, Acima Leasing makes it possible to move toward ownership at a pace that works for you. If you want to own your items sooner, there are faster options available to give you that chance. During your lease agreement, you’ll have access to two early purchase options. The first option, typically available within the initial 90 days of the lease agreement (3 months in California), allows you to take ownership sooner. Once this window passes, you still have another option. You still have another opportunity through our second option, which offers an early purchase discount based on your remaining lease renewal payments.  

Can You Return Your Items?

Understandably, things happen and circumstances change. Contact our customer service team, and we’ll work with you to help you find the best option. 

There are other scenarios as well that our team can help you with: 

• Your item arrives damaged 
• Your item is lost or stolen 
• The item you received is wrong 

How to Get Started With Acima Leasing

By considering the timing of deals, the build of a sofa, the upholstery, and how you will complete your purchase, you are preparing yourself for the best sofa deal that fits you. When you are ready to take the next step, explore for your next sofa through Acima Leasing. You can find what you need in-store, online, or through the app to bring home the comfort you want.

The content of this article is provided solely for general interest and should not be relied upon or construed as any form of advice, whether legal, financial, or otherwise. Receipt or use of this information does not create any sort of relationship between us.

Sources:

1. House Beautiful. When to get the best deals on home purchases
2. Living Cozy. Best time to buy furniture
3. Houzz. How to choose a well-constructed sofa
4. Wirecutter (NYT). Sofa buying guide
5. Architectural Digest. How to choose upholstery fabric
6. Houzz. Sofa secrets: Leather upholstery guide
7. Better Homes & Gardens. Best couches for small spaces