Acima Leasing: What You Need to Know About Lease-to-Own

01/01/2025

Curious about how lease-to-own works? Whether you're eyeing a new necklace or urgently need a refrigerator to replace a broken one, leasing through Acima Leasing can make the process smooth and hassle-free. In this article, we’ll explore how you can confidently shop using a lease. 

Benefits of Lease-to-Own with Acima Leasing 

When you choose Acima Leasing, there are a range of benefits designed to enhance your shopping experience: 

  • Shopping Power: Fill out a simple application and quickly find out if you’re approved. 

  • Easy Lease Renewal Payment: Get a lease renewal payment option that conveniently aligns with your payday. 

  • Thousands of Choices: Explore items from our retailers, both online and in-store, expanding the options to where you can find what you need. 

  • Early Purchase Benefits: Lease the item until you own it or purchase early at a discount. 

  • If you no longer want the merchandise and want to cancel your lease, you can return it in good condition at any time without penalty. 

Practical Uses for Your Lease Amount 

How do you make the most of your lease? Here are some ways where Acima Leasing can make a difference for you: 

  • Furnishing Your New Home: Shop for new furniture in-store or online to refresh your home. 

  • Finding Essential Appliances: Shop for appliances in-store or online to renew your kitchen.  

  • Upgrading Your Electronics: Shop for the latest electronics in-store or online to elevate your tech game. 

  • Maintaining Your Vehicle: Shop for new tires in-store or online to keep your car running smoothly. 

  • Enhancing Your Style: Shop for jewelry in-store or online to add a touch of elegance to your collection. 

Managing Your Lease Renewal Payments 

Managing your lease renewal payments is simple with our customer support team: 

  • Online Customer Portal: Access your lease agreement and lease details anytime, anywhere, for hassle-free management on our Acima Leasing mobile app. 

  • Customer Support Team: Our friendly customer support team is available via phone or online chat, ensuring you have a place to ask questions whenever needed. 

How to Reach Us

We’re here to support you throughout your lease process. With our comprehensive FAQ page and dedicated customer support team, we're committed to ensuring all your questions are answered. 

For quick reference, here are some topics we often receive questions about. 

  • About Leasing 

  • Application Process 

  • Lease Agreements 

  • Payment Information 

  • Service & Support 

  • Shop with the Mobile App 

If you need more information about your lease or if your circumstances change, our team is here to provide details and help you find the best option for your situation. You can find our customer support team's hours of operation and contact information on our website. 

Empowering Shopping Without Using Credit 

At Acima Leasing, we're committed to empowering you to shop within your budget. Whether upgrading your home, preparing for school, or maintaining your vehicle, our lease-to-own solution offers the flexibility and support you need. Start today—explore our retailers and take the first step toward stress-free shopping with Acima Leasing. 

 

Common Questions 

What can I lease with Acima Leasing? 

You can lease a wide range of items with Acima Leasing. Below is a list of the eligible categories and a few example items.  

  • Furniture 

  • Mattresses 

  • Tires 

  • Appliances (including hoses) 

    • Washers 

    • Dryers 

    • Dishwashers 

    • Freezers 

  • Electronics 

    • Televisions 

    • Video Game Systems 

    • Audio Speakers 

    • Computers

    • Laptops  

    • Tablets 

    • Smart Phones 

  • Jewelry 

  • Handbags 

  • Camera Equipment

How do you apply for a lease? 

1. Find a retailer you like on the Acima Leasing website store locator or the Acima Leasing mobile app 

2. Alternatively, if in-store, ask the retailer you’re at if they offer lease-to-own with Acima Leasing. 

3. Fill out your application to apply for your lease 

What do you need to be eligible to apply? 

You will need the following to complete your application: 

  • Proof of an active checking account with at least $750 in monthly income 

  • 3 months of income history from your current source of income 

  • A government-issued photo ID and an SSN or taxpayer identification number 

 

 

The content of this article is provided solely for general interest and should not be relied upon or construed as any form of advice, whether legal, financial, or otherwise. Receipt or use of this information does not create any sort of relationship between us.