Acima Leasing helps people from all backgrounds live a better quality of life with easier access to the things they need and want—all without perfect credit.
Acima Leasing enables customers to shop through our mobile app, online, or in stores atthousands of retailers across the nation. And applying for a lease agreement is quick and simple—with flexible purchase options that enable customers to attain ownership whenever they’re ready.
What is Acima Leasing?
At Acima Leasing, we make it simple to get the things you need without relying on traditional credit. You can start your lease application through our mobile app, online, or at one of our many retail partner locations. If you’re approved, we may offer you a lease agreement for up to $5,000 in merchandise. Once you choose your item, we purchase it on your behalf and you can take it home right away while making easy, scheduled lease payments—often timed with your payday for added flexibility. You can continue leasing until you meet the terms and obtain ownership, or you can take advantage of our early purchase option to buy the item sooner at the Acima cash price and potentially save money.
We lease a wide variety of durable goods, including furniture, appliances, electronics, mattresses, tires, and jewelry. With a straightforward application process and a large network of online and in-store retail partners, we offer a flexible, accessible alternative for shoppers who want big-ticket items without taking out a loan or opening a credit card.
How to Shop with Acima Leasing
It’s easy to shop with Acima Leasing. Shop online through the Acima MarketPlace™ or at the retailer where you applied, then choose the eligible items you want up to your approved lease amount. Once you’ve made your selections, we’ll purchase the merchandise and lease it to you according to the terms outlined in your agreement.
1. Start Checkout
Share your lease information with an in-store sales representative or select “Acima Checkout” when shopping online.
2. Sign Your Agreement
We’ll present a lease agreement for you to review and sign before moving forward.
3. Set Your Payment Schedule
Make your initial lease payment, then pick a flexible payment schedule that aligns with how often you get paid.
