Acima puts what you need within reach.
Choose from over 15,000 retail stores.
Our lease-to-own solutions allow you to get key items like furniture, mattresses, appliances, tires, electronics, jewelry, and more—all without credit*. Search for a store and apply online, or go straight to a location where they can help you out as well.
Get approved for up to $4,000.
Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $4,000 of shopping power by meeting these basic requirements:
An active checking account with at least $1,000 of income per month
3 months of income history with your current source of income
Government-issued photo ID and an SSN or Taxpayer Identification Number
Shop for goods at your selected retailer.
Head to the retail store you selected and choose the eligible items you want—up to your approved lease amount. Acima will then make the purchase and lease it to you.
You’ll be able to shop online through our new Acima MarketPlaceTM or at almost any online retailer with our advanced browser technology and the Acima LeasePay CardTM powered by MasterCard®
Take your stuff home and enjoy!
Check Out In-Store
Provide your lease info to a participating retailer at checkout.
Complete Your Agreement
We’ll provide a lease agreement of 12 months or longer for you to review and sign.
Set Up Payments
Make an initial lease payment and choose a flexible schedule based on how often you get paid.
Lease it until you own it or purchase early at a discount.
Head to the retail store you selected and choose the eligible items you want—up to your approved lease amount. After making the number of lease renewal payments disclosed in your agreement, you’ll own the merchandise outright.
No Long-Term Commitments
If you are no longer able to make payments, you can return your merchandise any time without penalty.