How Acima Leasing Works for Your Business

Curious about how to meet the evolving needs of today’s consumers while staying ahead in the competitive retail landscape? Empower your consumers to shop with ease by offering a lease-to-own solution with Acima Leasing. The world of shopping is shifting, and Acima Leasing is at the forefront, offering an alternative to the financing options that most retailers rely on. Lease-to-own is changing the way consumers shop, enabling a more accessible and inclusive shopping experience. Understanding the ins and outs of Acima Leasing can open up possibilities for your consumers. 

What is Acima Leasing? 

At its core, Acima Leasing is a lease-to-own provider that offers consumers the option to shop using a lease and make lease renewal payments that conveniently work with their paydays. It’s not a personal loan, financing or credit-based system, but rather an alternative to financing that allows them to get the items they need.

Who is the Lease-to-Own (LTO) Consumer 

When thinking about all the consumers who have been denied financing, you can get a good picture of who the LTO consumer is. Today’s consumers are going through various stages of life and appreciate choices while shopping. Most consumers are looking for flexibility while shopping and are looking for options that allow them to get what they want without using credit.* Nearly half of consumers in the U.S. can be categorized as non-prime, and over 25% of those consumers have no credit profile at all. (1) Many consumers shift into the non-prime category after various unplanned life events like: 

• Being unexpectedly let go at work 
• A divorce or change in living circumstances 
• A medical crisis

Lease-to-own is an inclusive solution for those unexpected life situations that can be offered to serve customers in various circumstances and life stages.

How Does Lease-to-Own with Acima Leasing Work for Consumers? 

The process is refreshingly straightforward. Your consumers can apply for a lease agreement through our easy-to-use mobile app or website. This application could grant them approval for up to $5,000 to shop for a wide range of items — furniture, electronics, appliances and more — at over 15,000 retail partners within the Acima Leasing Network.

Benefits of Choosing Acima Leasing for Your Consumers 

• Flexible Purchase Options: Acima Leasing provides not just the ease of getting products but also the freedom to make lease renewal payments that work conveniently with your consumer’s payday. 
• Empowering Consumers: Your consumers are given the choice to shop without using credit*, promoting a sense of shopping power. 
• Wide Retail Network: The availability of the find-a-store locator means that customers have access to find your business while searching for the products they need. 

 Benefits of Choosing Acima Leasing for Your Business

• Untapped Non-Prime Market: Acima Leasing provides not just the ease of getting products but also the freedom to make lease renewal payments that work conveniently with your consumer’s payday. 
• Brand Exposure: By working with Acima Leasing, your retail business becomes discoverable by consumers considering Acima Leasing to shop for your products. 
• Email Remarketing: Acima Leasing offers email remarketing to keep the option of shopping with your business at the forefront for consumers who take advantage of lease-to-own with Acima Leasing. 
• Point-of-Purchase Advertising: With the QR codes on point-of-purchase (POP) materials provided by Acima Leasing, retailers can receive reports on consumer interactions with POP about lease-to-own.

Transforming the Shopping Experience with Acima Leasing 

Acima Leasing is more than a solution of lease-to-own for shoppers ; it’s a shift in consumer thinking. It’s about providing a solution that aligns with the modern shopper’s desire for both quality and flexibility. Acima Leasing’s approach is centered around consumer choice and convenience, making it a game-changer in the retail industry. As a retailer, understanding and leveraging lease-to-own solutions like Acima Leasing for your consumers can revolutionize business growth and give you the ability to empower your consumers to get what they want when they need to. Explore our website and learn how your business can work with us today.

Navigating the Spelling Spectrum 

We’re glad you found us! Online, quirky misspellings like “ancima,” “acema,” “acacia,” or “acmia” often crop up. It seems the diverse spellings of our name add a charming quirk. Nevertheless, you’ve landed in the right spot, and we can confirm it’s spelled A-C-I-M-A Leasing (pronounced ah-SEE-mah). When you find your way back to us next time, double-check that the letters are in the right order for an easier time!