Learn more about Acima Classic Credit!‡
Frequently Asked Questions
All kinds! We lease merchandise for personal, family, or household use to consumers. Our merchandise categories include furniture, mattresses, appliances, auto wheels and tires, as well as, home and mobile electronics, car audio, eyewear, power tools, jewelry, and more!
Generally, you may lease durable goods that are for personal or household use and can be returned. Items must cost at least $300 each to be eligible for lease.
Eligible Items Include
- Furniture
- Mattresses
- Tires
- Appliances (including hoses)
- Washers
- Dryers
- Dishwashers
- Freezers
- Electronics
- Televisions
- Video Game Systems
- Audio Speakers
- Jewelry
- Handbags
- Computers, Laptops, Tablets, Smart Phones
- Camera Equipment
Prohibited Items Include
- Items meant to be permanently attached to a home or vehicle
- Services (e.g., extended warranties, installation, repairs)
- High Risk Items (e.g., chainsaws, trampolines, drones)
- Firearms, weapons, and ammunition
- Clothing & Apparel
- Consumables
- Gift Cards
If we partner with a retailer you selected, just look for the Acima option at checkout. Get approved in the Acima mobile app or online with the retailer of your choice in our store locator, and shop at any of the retailers featured on Acima MarketPlace™.
We partner directly with some retailers you find here on Acima MarketPlace™ to offer a more integrated checkout experience. Once you review your lease agreement and sign, we’ll purchase any eligible products you selected and lease them to you.
After you get your products, you can obtain ownership by making the required payments or choosing early purchase savings. If things change, you can return the products to us.
When you shop online using Acima, we want you to have the same options for product delivery as any other customer. When you check out after completing your lease agreement, you generally have two options: You can have the product shipped to you; or you can pick it in store (if available in your state and offered by the retailer).
Not at this time. These types of services are not eligible to be added to your lease agreement. You’ll need to arrange any installations, such as for appliances on your own.