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How to Use Acima Leasing for Easy Tire Shopping
1/27/2025
Need new tires but can’t afford them at the moment? Acima Leasing’s lease-to-own option may help you get the tires you need without having to wait. Available at more than 15,000 retailers nationwide, Acima Leasing lets you work toward ownership over time, with the option to complete your lease early if you want to save.** Here’s how it works and where you can use it.
How to Shop for Tires With Acima Leasing
Acima Leasing can make tire shopping a breeze. Follow these simple steps to shop for tires with our lease-to-own option:
Find a participating retailer.
Start by exploring the list of retailers that work with Acima Leasing. Whether you’re standing in a store, browsing our website, or using the mobile app, you'll have plenty of choices to find the right tires for your vehicle.
Apply for a lease.
Once you’ve found a retailer you like, it's time to apply for a lease. The process is quick and easy, so you won’t be stuck waiting around. With approval amounts up to $5,000 in merchandise**, you’ll have the flexibility to choose the best tires for your budget and your ride.
Sign your lease and check out.
If you’re approved, you’ll sign your lease and complete checkout. Then, the tires are ready for you to take home.
Manage your payments.
Your optional lease renewal payment schedule is set to align with your payday. With Acima Leasing, managing your lease renewal payments is as easy as a Sunday drive, so you can enjoy new tires without a headache.
And if life throws you a curveball and you need to discuss adjusting your payments, we're here to help. Our friendly customer support team can help you explore your options. Just be sure to reach out at least three days before your payment date, and we'll work together to discuss your options.
What to Know Before You Shop for Tires
A little know-how goes a long way toward getting the right tires the first time:
- Check your tread depth regularly. If your tread depth is too low, it's time to start shopping.
- Replace tires in sets when you can. Mismatched tread depth across a vehicle can affect handling, especially on all-wheel-drive vehicles.
- Match the tire type to how and where you drive. All-season, performance, and winter tires are built for different climates and driving styles, so the best fit depends on your situation.
- Don’t forget the spare. You never know when a sudden flat tire might catch you off guard, so make sure you have a spare ready. Check out our Spare Tire Buying Guide for tips on choosing one.
Tires are essential to safe driving, and you don’t want to put off replacing your set when you need new ones. Acima Leasing can help you get the tires you need as soon as today, whether it’s a spare or a full set.
Tire Shops That Work With Acima Leasing
Acima Leasing is partnered with more than 15,000 retailers nationwide, including national chains and independent shops. Search for a participating location near you, or check with your favorite tire shop directly — many already accept Acima Leasing.
Benefits of Using Acima Leasing for Tire Shopping
With Acima Leasing’s lease-to-own solution, you can shop without using credit* and still get your hands on quality tires from a range of trusted retailers. Here’s how Acima Leasing can help make your tire shopping experience easier and more manageable:
Simple, optional lease renewal payments.
Forget about the stress of when your lease renewal payments are due. Acima Leasing aligns your lease renewal payment schedule with your payday based on your application.
A wide selection of retailers.
With access to over 15,000 retailer locations, finding the perfect tires for your vehicle has never been easier. Whether you’re looking for something specific or exploring your options, you’ll have plenty of choices to suit your needs.
Quick and easy application process.
Acima Leasing offers a simple and fast application process. It’s designed to save you time and hassle, getting you back on the road faster. Whether you’re at the tire shop right now or comparing options online, it takes just a few minutes to get started.
With Acima Leasing, you can take control of your tire shopping experience.
How Acima Leasing Compares to Other Tire Shopping Options
Wondering how our lease-to-own option stacks up against other options for shopping for tires? Here's a side-by-side look.
| Acima Lease-to-Own | Credit Card | In-Store Financing | |
|---|---|---|---|
| Cost | Lease renewal payments based on the terms you choose; early purchase options can lower the total cost. | Revolving interest applies if the balance is not paid in full each month; rates vary by card. | Promotional rates may be available for a limited time; if the balance is not paid within the promotional period, interest may apply depending on the program. |
| Speed | Application typically takes about a minute. | Decision is often quick, but a new card may need to arrive before use. | Application usually happens at checkout, with a decision within minutes. |
| Who Qualifies | A broader range of applicants may qualify since perfect credit history is not required.* | Approval depends on credit history and score. | Approval typically depends on credit history and score. |
Ready to Get Rolling?
Choosing Acima Leasing is about finding a stress-free way to get what you need. From home appliances to electronics, and of course, tires, we want to open doors for everyone to shop hassle-free.
Apply for a lease in-store, on our website, or through the app, and find the perfect tires for your vehicle without needing perfect credit*. Get started today.
Frequently Asked Questions About Tire Shopping With Acima Leasing
Can I get tires without perfect credit?
Yes. Acima Leasing considers multiple factors when reviewing applications, and you don’t need a perfect credit score to get approved.*
What tire shops accept Acima Leasing?
Acima Leasing is accepted at more than 15,000 retailers nationwide, including national chains and independent shops. Explore participating retailers, whether you want to shop online or in person.
How much does it cost to lease tires through Acima Leasing?
Cost depends on the tires you choose and whether you select an early purchase option.**
Can I purchase my tire lease early?
Yes. Early purchase options** let you speed up the process, often at a discount. (Action required to exercise. See agreement for details.)
**Acima offers lease-to-own transactions. This is not a loan, credit, or financing. Acima obtains information from consumer reporting agencies during a lease application. We consider multiple data points and regularly approve customers with less than perfect credit history. Acquiring ownership by leasing costs more than the retailer's cash price. Not available in MN, NJ, or WI. Not all applicants are approved.
**Standard agreement offers 12 months to ownership if you choose to make each lease renewal payment, which may cost more than double the cash price. You are not automatically enrolled in any early purchase options and additional payments will be required to purchase early. To purchase early or cancel call (801) 297-1980 or go to customer.acima.com. Refer to your lease for specific terms and conditions.