A Guide to Lease-to-Own Tires

06/09/25

When it’s time to replace your tires, the choice can feel important. Tires affect safety and performance, and waiting too long can create risks on the road [1]. Lease-to-own with Acima Leasing can provide you with access without using credit while shopping for new tires. (Not a credit or financing transaction. Approval will require review of consumer reports.)

This guide explains what lease-to-own means for tires, how Acima Leasing fits into the process, and a few things to keep in mind about your tires before you shop.

The Role of Acima Leasing in Tire Shopping

Acima Leasing partners with tire retailers to make lease-to-own available while you shop for durable goods like tires. If you're looking for an alternative to financing while shopping, Acima Leasing can offer the shopping power you're looking for.

You can apply online, through the Acima Leasing app, or in-store. Once approved, you’ll be eligible for a lease approval amount to use for shopping at the retailer within the Acima network. This can help ease the final decision on the right tires when timing is of the essence.

Learn more about tire shopping with Acima Leasing.

Exploring Tire Options with Acima Leasing

To explore your options, you can start your shopping experience in several different ways. Simply put, the steps are straightforward:

Choosing a retailer:

  • Find a retailer either in-store, online or through the app 
  • Explore the store locator to find a local location near you
  • Explore the Acima Leasing Marketplace to find an online retailer
  • Explore the Acima Leasing App if you'd like to explore either while on the go
  • Apply and get approved for a lease approval amount
  • If in-store, you can connect with store staff to help you get started
  • If shopping online, you can follow the prompts to fill out the application through the website
  • If you're not near your desktop or laptop, you can apply on the Acima Leasing app for your preferred retail experience
  • Select your tires from a participating retailer
  • Take them home once you've completed your lease agreement

Choosing a product:

Suppose you have already found a product and plan to shop with a specific retailer. In that case, you can look them up on the Acima store locator, Acima Marketplace, or Acima Leasing app. This will show whether they are partnered with Acima Leasing and if you need to apply in-store or online to get started.

For additional guidance, you can review more information about how Acima Leasing works on our website. 

Tips Before You Get Started

Before beginning a lease-to-own agreement, review a few details to make sure you feel prepared:

  • Look over your lease agreement: Understand your lease-to-own agreement and your lease renewal payments
  • Check your tire needs: Confirm the correct size and think about your driving habits
  • Ask questions: If anything is unclear about your lease, reach out to the Acima Leasing customer service team.

Lease-to-Own Tires with Acima Leasing

New tires are not something you can put off for long, and lease-to-own can help provide you with the access you need at checkout. With Acima Leasing, you can explore your options, drive home with the tires you want, and enjoy them with your lease renewal payments.

If you’re ready, apply and start exploring retailers today.

Quick Tire Reminders (Non-Lease-to-Own)

Good tire care can help their life and performance. A few reminders:

FAQ: Lease Renewal Payment Options with Acima Leasing

How does Acima Leasing work?

Lease-to-own is an alternative to financing that customers can apply for with Acima Leasing. If approved, you can be eligible for up to $5,000 in merchandise†. To start your application, you'll need.

  • An active checking account with at least $750 in monthly income
  • Three months of income history with your current source
  • A government-issued photo ID, along with an SSN or taxpayer identification number

What about early purchase options?

Early purchase options may be available. See the terms of your lease for full details, and contact Acima Leasing to proceed.**

How does cancellation work?

If you no longer want to keep your tires or cannot continue with lease renewal payments, customer service can walk you through the return options available to you.

How can I make lease renewal payments?

Payments can be made automatically by ACH, with a debit or credit card, most prepaid cards, through the Acima Leasing app or online account, or by phone with customer service.

The content of this article is provided solely for general interest and should not be relied upon or construed as any form of advice, whether legal, financial, or otherwise. Receipt or use of this information does not create any sort of relationship between us. 

Sources:


  1. NHTSATire safety guide & ratings