Close more sales with Acima

A simple alternative to financing.


Acima makes it possible for merchants to offer their customers a No Credit Needed purchase option at the point of sale. Acima’s web-based merchant portal makes the entire process fast, easy and paperless. Customers are able to submit applications online, by mobile or any handheld device.

Provide purchasing power to all customers

Acima’s program will help your customers get what they need regardless of their credit history.

You Apply

Complete our online merchant application in minutes.

We Approve

We typically provide merchant approvals within 24 hours.

We Train

We'll get you up to speed within hours once you're approved.

You Grow

More approvals for your customers means more sales.

Paperless application and instant decisions

Our program does not require a bunch of paperwork and documentation
from your customers but we do require the following:

Income History

Do you have a three-month history with your current employer or source of income?

Monthly Income

Do you deposit $1,000 or more into your checking account each month?

Checking Account

Have you had a checking account for at least 90 days?

Checking Activity

Is your checking account free from NSFs, excessive overdrafts, and negative balances?

See your sales jump

Acima can help you attract and capture new and repeat customers.

Increase Traffic

We create and execute co-op marketing campaigns that drive customers to your store who need a No Credit Needed purchase option.

Turn Browsers Into Buyers

Our real-time analytics engine quickly identifies and approves consumers who may not otherwise qualify based on their credit histories.

Market, Sell, Repeat

Once customers have paid off a lease, we’ll re-market to them – on your behalf – to bring them back into your store to bring you more business.

A simple alternative to finance by Acima

Our lease-to-own program is great for merchants and even better for customers.

No Merchant Fee

With Acima, merchants pay absolutely nothing – zero, nada, zilch – to process a customer lease.

90-Day Purchase Option

You’ll expand your customer reach and following by making a 90-day purchase option available.

Flexible Purchase Options

Your customers get incentives paired with a tailored lease payment schedule designed to match their payroll dates.

Don’t take our word for it

See how we have driven revenue and new customers for thousands of merchants.

Case Studies

See how Acima is changing the industry. Read the real experiences of our merchants.

      Learn More

      Find out how Acima can increase revenue and customer satisfaction.