The advertised transaction is a rental purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement depending on your state) provided by Acima Leasing. It is not a loan, credit, or financing. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. Approval subject to review and verification of your application. Not all applicants are approved. Lease agreement requires, at a minimum, verification of residence, income, and personal references. Approval amount based on retail price of host retailer. The Acima Leasing cash price may include a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. See your lease for payment amounts and rental terms.
*“Get started for $1” is available for applications in select stores only from 4/12/24–4/28/24 and does not include taxes and refers to the rental period from agreement start date to first scheduled renewal payment. On your first renewal date, regular rental rates, taxes, and fees will apply. Regular rate, term and total cost vary by item selected. This is not a promotion for a specific transaction or item. Please see lease for payment amounts and rental terms. Offer will not reduce the number of payments, total amount necessary to acquire ownership, or purchase option amount.
†“Shop without using credit” means that this is not a credit, loan, or financing transaction. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history.
‡“Get Approved to Lease up to $5,000 in Merchandise” refers to maximum amount Acima Leasing will spend to acquire goods from a retailer for lease to you. Maximum amount may require in-store application; approval and amount subject to review and verification of your application. Not all applicants are approved.